An exciting new destination for your spending accounts – Fidelity
We’re here to support you through every step of the transition
American is committed to your financial well-being and offering an enhanced team member experience, including how you view and manage all your American Airlines-sponsored accounts. American has chosen Fidelity Investments as the provider of administrative services for all spending and commuter accounts, effective Jan. 1, 2024.
If you are an active team member, your spending and commuter accounts are now at Fidelity. You may continue to reference this site for relevant transition information and resources.
Learn more about Fidelity
Fidelity offers a range of accounts, investments and resources to help with your overall financial goals. With Fidelity, you have access to:
- An integrated account experience, so you can view your spending accounts, 401(k) and pension, if applicable, all under one login.
- Excellent service with easy-to-use tools and applications to help you plan, evaluate and track your finances so you’re always in the know.
- The No. 1 health savings account (HSA) among 10 of the largest HSA providers.1
- A broad range of investment options and offerings with low fees.2
- A $0 investment minimum for the HSA, meaning you can start investing with your first dollar ($1).
Accounts transitioning to Fidelity
For retired team members with RHRA(s), the transition will occur April 1, 2024.
For active team members, the transition on Jan. 1, 2024, included the following accounts:
- Health savings account (HSA).
- Flexible spending account (FSA).
- Health care FSA (HCFSA).
- Limited purpose FSA (LPFSA).
- Dependent care FSA (DCFSA).
- Reimbursement arrangement.
- Health reimbursement arrangement (HRA).
- Retiree health reimbursement arrangement(s) (RHRAs).
- Commuter account.
Key dates
If you are a retiree and have RHRA(s) transitioning to Fidelity or are an active team member with a flexible spending account — whether an HCFSA, LPFSA or DCFSA — below is an overview of upcoming need-to-know dates.
| Important dates |
---|---|
RHRA(s) for retirees |
|
FSAs for active team members |
|
Explore your accounts
Take some time to learn about how the transition will impact each type of spending account.
If you are a retired team member, visit the Retiree Transition page.
If you are an active team member, visit the following pages:
Key dates
There are important dates to be aware of throughout the transition to Fidelity, including blackout dates and when you may have access to transitioned account balances.
Review the key dates page carefully for the dates affecting your accounts.
FAQs
We understand you may have some questions regarding your account transition experience.
Explore the FAQ page for detailed answers to commonly asked questions. The FAQs are broken down by account for easy reading.
Additional resources
Learn more about your new Fidelity NetBenefits® experience, how to use your new accounts and where to go with questions.
2 Investor’s Business Daily identified the best HSAs based on account features, customer reviews and benefit consultants’ input. Fidelity HSA was ranked the best in widest investment options, low fees, savings rates, zero investment threshold and access to professional management as of Nov. 14, 2022.