Key dates
Please keep the following dates in mind for the transfer of your spending accounts to Fidelity.
February 2024
Accounts: RHRA(s) for retired team members
Feb. 22, 2024, at 11:59 p.m. CT: For retired team members, the last day you were able to use your Alight Smart-Choice Accounts debit card before the blackout period begins.
If you use your Smart-Choice debit card after this date, your transaction will be declined. You’ll have an opportunity to reimburse yourself for eligible expenses incurred once the RHRA transition blackout period is complete.
Feb. 26, 2024: For retired team members, the deadline to submit any reimbursement requests to Smart-Choice before the blackout period begins.
You will be able to request reimbursement for eligible expenses once the RHRA transition blackout period is complete after April 1, 2024. You must include substantiation with your reimbursement claim to ensure it can be processed.
Feb. 29, 2024: For retired team members, the RHRA blackout began.
During this period:
- You are not able to access your RHRA while your credits move from Smart-Choice to Fidelity.
- You can pay an expense out of pocket, save your receipt and submit for reimbursement after the blackout period is completed, provided you have enough credits to cover the expense.
- You should not use your Smart-Choice debit card as the charge will be declined.
March 2024
Account: DCFSA
March 15, 2024: Last day you can incur dependent care expenses for your 2023 DCFSA.
Any eligible expenses incurred after this date can be submitted on NetBenefits for reimbursement from your 2024 DCFSA balance.
Accounts: HCFSA, LPFSA and DCFSA
March 31, 2024: Deadline to submit 2023 HCFSA, LPFSA and DCFSA expenses to Smart-Choice for reimbursement.
You can submit expenses to Smart-Choice through the Benefits Service Center for HCFSA and LPFSA expenses incurred anytime in 2023 and for dependent care expenses, incurred any time between Jan. 1, 2023 and March 15, 2024.
April 2024
Accounts: HCFSA, LPFSA
April 1, 2024: The HCFSA and LPFSA blackout period begins and will run through May 2.
During this period:
- You will no longer be able to access any carryover funds from your 2023 HCFSA or LPFSA until after the blackout period is complete.
- You will still have access to your 2024 balance.
- For expenses incurred during the blackout period, you can pay an expense out of pocket, save your receipt and submit for reimbursement on NetBenefits after the blackout period is complete.
- You should not use your Smart-Choice debit card as the charge will be declined.
Accounts: RHRA(s) for retired team members
April 1, 2024: For retired team members, the RHRA transition blackout period is complete, and RHRA credits are now available at Fidelity.
The blackout period is complete, and your RHRA credits are available at Fidelity. You can now reimburse yourself for any eligible expenses incurred.
May 2024
Account: HCFSA, LPFSA
On or around May 3, 2024: The HCFSA and LPFSA blackout is complete and carryover balances are now available at Fidelity.
Your HCFSA or LPFSA carryover funds are now available for use.